Step 1: Complete the fast and simple form online, and your request will be submitted to our lenders and third-party networks. Potential loan amounts from lenders can vary between $100 - $50,000. The interest rate, size of the loan, and additional terms will be determined by the lender's assessment of your creditworthiness (lower rates are potentially available for borrowers that have excellent credit). Minimum and maximum loan amounts and APRs may vary by lender and in accordance with state law.
Step 2: Once the online request form has been completed, Lightning Money Loans will attempt to connect you with a lender in our lender and financial network, to help you secure a loan online or provide you with an alternative financial product that may be of use to you such as a title loan if you own a car, debt consolidation or settlement options, merchant cash advance if you own your own business, and so on. Once a potential lender is connected, you will receive additional steps on how to finalize your loan request and obtain the funds.
Step 3: Once you have accepted the terms and agreements for a loan provided by a lender, the loan balance will be deposited into your bank account - sometimes as soon as the next business day. If a lender match cannot be found, Lightning Money Loans will still attempt to connect you with other financial products that may be of interest such as a title loan if you own a car, debt consolidation or settlement options, merchant cash advance if you own your own business, and other opportunities you may want to consider. There is no obligation to accept the opportunities that we present you with.
The process is quick, and the result of your loan request is usually available within minutes. With quick funding, you can take care of any financial needs sooner.
Something to be aware of: we are a lead generator, not a lender, your loan will not be with Lightning Money Loans but instead a 3rd party lender or financial partner. For more information about how lead generation works, see certain disclosures regarding lead generation.
