Request a $500 Loan Online Today

You might find yourself needing a little extra money for several reasons. Life throws unexpected expenses at us all the time. Sometimes, you may need help to cover unexpected medical bills, auto repairs, home repairs, rent, travel needs, and even school or sports supplies.

No matter what you need, Lightning Money Loans can help you find a $500 loan online. Our process is simple and secure—just fill out our easy information online form.

Once we know the basics of what you're looking for, Lightning Money Loans will contact our extensive network of lenders and financial partners to identify who may be able to assist you. If we find a client that can service your loan request, we'll typically redirect you to their website to finish the loan request process online.

five hundred dollar loan

Types of Loans

Two common types of loans are Payday Loans and Personal Loans, see the details about both below.

man excited about being approved for a loan

Payday Loans

Payday loans are short-term borrowing options that require repayment in full typically within one or two paychecks. A $500 payday loan online is helpful when you need the funds quickly and can repay the funds upon receiving your next paycheck, with a particular bill due before that payday happens.

Payday loan lenders are more likely to focus on your job stability and proof of steady income to ensure you can repay the loan on time, rather than your credit score.

Personal Loans

A personal loan is typically more flexible and typically offers a longer repayment term. This loan type can be helpful when you know you will need a little time to get ahead of the budget game. It typically offers a lower monthly repayment amount with typically a predictable schedule, helping you to regain control of your money.

Payday Loans are typically under $1,000 in size and Personal Loans are typically $1,000 or more in size. Payday Loan repayment terms are usually quick while Personal Loan repayment terms might require you to make payments for several months up to several years.

LightningMoneyLoans works with many types of lenders including payday loans, personal loans, cash advance loans, title loans, merchant cash advance loans, debt settlement loans, and others.

How Can I Borrow $500 Quickly?

The internet makes finding a website or app that will help you borrow the cash you need much easier. But it's often overwhelming to sort through all the options to find legitimate, trustworthy companies and lenders who might be willing to work with you.

At Lightning Money Loans, we cut through the hours of research and stressful red tape to put you in touch with a lender or a financial partner who might be able to meet your needs. By submitting your loan request online with Lightning Money Loans you may be able to get funds as quickly as the next business day.

Lightning Money Loans does not charge consumers any fees for using our service. We are compensated by the lenders and financial partners that we work with; you can learn more about us on our About Us page. So there is no fee to submit a loan request online and the process typically takes only a few minutes, allowing you to focus on actually getting the $500 loan online that you need.

couple reviewing steps for a loan

How Long Does It Take to Get a $500 Loan?

When you're strapped for cash, the most important questions are whether you can borrow money instantly and whether it's possible to get a $500 same-day loan online.

Requesting a loan is quick and usually takes only a few minutes. The lender's and financial partner's processing times due vary though. Some companies advertise same-day loans under the right conditions like submitting your request early in the morning and then the lender or financial partner approving your loan quickly, but in most cases, getting the funds delivered to your bank account will take at least one business day.

Submit Your Loan Request with Lightning Money Loans

Submit your loan request online with Lightning Money Loans and see how quickly you can find a $500 loan online. We specialize in working with many lenders and financial partners so you can save time and energy instead of searching for these companies and filling out dozens of forms online.

Use our simple and secure form to get the money you need, fast.

Ready to request a $500 Loan Online?

long-arrow Start Here