Online Installment Loans

At Lightning Money Loans, we understand that sometimes you need extra money to get by. Unexpected doctor or car repair bills can derail even the best budgets. That's why we try to make it as easy as possible for you to get an online installment loan so we can see you through the hard times.

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What Is an Installment Loan?

An installment loan, sometimes called a personal loan, is money lent to you that's not tied to a possession or asset you may have. Depending on your needs, credit history, and repayment ability, the amount can vary from a few hundred dollars or more.

An installment loan has a predictable repayment schedule that doesn't change. A lender may ask you to repay the money on a weekly, every two weeks, or monthly due date. They'll establish these terms as part of your loan contract.

What Can an Installment Loan Be Used For?

There's no judgment here. The circumstances in which you might need an installment loan are as unique as you are. Most installment loans don't dictate how or what the loan can be used for. You might need an online installment loan for the following:

  • Doctor bills
  • Car repairs
  • Home repairs
  • Family emergencies
  • Vacations
  • Normal bills
  • Employment changes
  • Moving
  • Large purchases
  • Sport or exercise equipment
  • School fees
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No matter what life throws your way, there may be fast options for emergency installment loans to keep you on your feet and working toward a better future.

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How Do I Get an Online Installment Loan?

Lightning Money Lenders is not a direct loan lender, we are better. Our job is to make it easy to reach multiple lenders with one simple online form. There's no need to search the internet for companies that may be willing to help you with the loan you need, fill out multiple lengthy forms, wait for responses, and then get denied and do it all over again.

When you use Lightning Money Loan's free service, we'll use our large network of lenders and financial partners to see if any one of them are able to assist you with the loan that you're looking for based on your income, credit worthiness, and the amount that you're looking for.

It's that easy to start finding the financial help you need!

FAQ

What's the difference between an installment loan and a payday loan?

An installment loan is to be repaid in predictable repayment amounts over a set period, usually months or years. A payday loan must usually be paid back immediately after receiving your next paycheck. The entire amount is required almost immediately.

Can I pay off an installment loan early?

Sometimes you can pay more than the minimum monthly amount or pay off an installment loan earlier than your loan contract states. Doing so can save money on interest and other fees. This is usually acceptable with most online installment loan providers. Still, it's best that you read the contract that is presented to you carefully to verify that this is listed in your loan terms to ensure it's allowed without fees or penalties.

Can I get an installment loan with bad credit?

It's often possible to obtain an installment loan with poor credit. Some lenders don't use a traditional credit check when deciding whether they're willing to lend you money. And even if we're unable to find a lender for you at Lightning Money Loans we'll still attempt to get you out of the financial pinch that you're in by presenting you with other options that may be beneficial such as: debt settlement if you have substantial credit card debt, or a title loan if you own your car, or a merchant cash advance if you own your business and so on.

How fast can I get the money from an installment loan?

Many online installment loan companies have streamlined their process for fast results. Once you submit your online loan request at Lightning Money Loans you'll get a decision within minutes and based on the lender you can get the funds you need as quickly as the next business day.

Connect with Lightning Money Loans Today!

With Lightning Money Loans, you can complete one simple online form that is connected with multiple lenders and financial partners to get your decision fast, usually within minutes. Learn more about how it works, and submit your loan request form today!

Ready to request your online installment loan?

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